Why choose Golden Life Insurance?

Here are some of the key benefits you can look forward to with a Golden Life Insurance policy.

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Cash payout

Apply for up to $250,000 life insurance benefit paid to your loved ones (depending on your circumstances), which could help you give your loved ones a brighter tomorrow.1

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Immediate cover

You could be covered from day one for death and terminal illness2, so you can get on and enjoy life.

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Terminal Illness coverage

Get a 100% early pay out of your life insurance benefit amount if you are diagnosed with a Terminal Illness.3

Peace of mind for you and your loved ones

With Golden Insurance, you can embrace your golden years with the peace of mind that you’ve provided some financial security for your loved ones when it’s needed most.

Our group’s award-winning brands

At Golden Insurance, our customers come first. Which is why we’re proud to be part of a group whose dedication to their customers is being recognised time and time again. Have a look at some of the awards and ratings that have been earned by our group’s other brands – Dignity Insurance, Golden Insurance Australia, Direct Cover, British Seniors, Cover Direct Canada, Cover Today, Seniors Choice, and Smart Insurance.
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Get a free Will Kit with your Golden Insurance policy

When you buy a Golden Insurance policy, we’ll give you a free Will Kit to let your family know your final wishes. That way you can help take some of the stress away from your loved ones when the time comes.

Peace of mind so your golden years can shine

At Golden Insurance, we specialise in helping Kiwis aged 40 and older provide for their loved ones financially. Even when the kids are starting families of their own or have moved out, they never stop needing our support.


Our application process is easy with no complicated forms or doctors visits. You can arrange everything in minutes, using only your phone. Our claims process is designed to be simple too – with dedicated claims specialists on hand to help your loved ones.


With a Golden Life Insurance policy in place, you can have some peace of mind knowing that you can keep supporting your loved ones – even after you are gone.

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Ready to take a simple step towards peace of mind? Call our friendly team today, we’re here to help.

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Receive a free Will Kit when you take out a Golden Life Insurance policy.

1

From $10,000 up to $250,000 of cover available (depending on your age and personal circumstances when you apply). The benefit amount will not be paid if you die or are diagnosed with a Terminal Illness3 as a result of an intentional self-inflicted injury or attempted suicide that occurred before the policy commencement date or within the first 13 months of the policy commencement date. A waiting period may also apply during which the benefit amount will only be paid if you die due to an accident. Refer to the Policy Document for full details.

2

Depending on your health when you apply. The benefit amount will not be paid if you die or are diagnosed with a Terminal Illness3 as a result of an intentional self-inflicted injury or attempted suicide that occurred before the policy commencement date or within the first 13 months of the policy commencement date. Depending on your health, a waiting period may also apply during which the benefit amount will only be paid if you die due to an accident. Refer to the Policy Document for full details.

3

Terminal Illness is as defined in the Policy Document, and will not be paid during a waiting period should one apply. Upon payment of a Terminal Illness claim, the policy and cover will end.

Make your golden years shine: Get a quote today for Life Insurance
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